Jobs facebook Twitter youtube flikr notify rss Ch95 Projects 311 Report a Problem
  


Employee Status: Normal
Office Status: Normal
Employee Information
 

State Health Insurance Assistance Program (SHIP)

image SHIP logo

What is SHIP? The State Health Insurance Assistance Program (SHIP) is a FREE, counseling program for individuals receiving Medicare benefits and their family members or caregivers. SHIP counselors can help you make an informed, impartial decision about your health insurance.

Counselors are available to answer questions such as:

• Who is eligible for Medicare coverage and how to enroll?
• What services are covered under Part A and Part B?
• What is my copay for Medicare covered services?
• Does Medicare cover dental expenses?
• Do I need Part D?
• Will Medicare pay for a second opinion?
• Who pays first if I have other health insurance?
• How can I submit an appeal if my service is denied?

Prescription Drugs

State and Federal programs exist to assist with prescription drug costs for persons with prescription insurance or for those who have coverage under Medicare Part D.

Eligibility for assistance with prescription and/or medical expenses is determined by set income and asset guidelines.

SHIP counselors can help you determine which program you may qualify for and assist you with the application process.

Medigap Policies

Medigap policies are supplemental insurance policies that pay a portion of Medicare expenses not covered under the traditional Medicare plan. SHIP counselors can help you compare the many plan options offered by these private insurance companies and choose the Medigap policies that best meet your needs.

Assistance with Payment of Medicare Premiums

Medicare beneficiaries who meet income and asset guidelines may receive assistance with the payment of their Medicare premiums, deductibles, and co-insurance under the Qualified Medicare Beneficiary (QMB) program. Individuals with slightly higher incomes may be eligible to have their Medicare Part B premiums paid under the Specified Low Income Medicare Beneficiary (SLMB) program. Applications are available at all senior activity centers.

Appointments are available at each senior activity center by calling 301-475-4200, ext. *1064 or e-mail Debbie.Barker@stmarysmd.com.

Helpful websites:

www.medicare.gov
Medicare Information

www.ssa.gov
Social Security Extra Help

http://www.cms.gov/  – 
Qualified Medicare Beneficiary, Specified Low Income Medicare Beneficiary Information

www.marylandspdap.com
Maryland Senior Prescription Drug Assistance Program

www.marylandhealthconnection.com
Health Care Exchanges

http://insurance.maryland.gov/Pages/default.aspx  – 
Maryland Insurance Administration





Community Programs and Outreach Home & Community-Based Services
Overview Overview
New Beginning Newsletter Aging & Disability Resource Center/Maryland Access Point (ADRC/MAP)
Health Fair Caregiver Support & Respite Opportunities
Resource Guide Community Options Waiver & Community First Choice Program
Triad/SALT Senior Care Program
Road Show Presentations Senior Rights & Advocacy/Ombudsman
Contact Information Public Guardianship
  Contact Information
   
Retired and Senior Volunteer Program (RSVP) Human Services
Overview Overview
Volunteer Opportunities Children & Family Services
Volunteer Enrollment Form Christmas Caring
Volunteer Time Sheet Mental Health
Volunteer Handbook Prescription Discount Card
Volunteer Stations Project Graduation
Volunteer Stations Handbook Resource Guide
Contact Information Substance Abuse Prevention & Treatment
Teen Court
Division of Senior Center Operations (Senior Activity Centers) Contact Information
Overview  
Activities & Programs Senior Information & Assistance
Home-Delivered Meals Overview
Garvey Senior Activity Center Financial Assistance
Loffler Senior Activity Center Housing
Northern Senior Activity Center Legal Assistance
Trips & Tours Senior Medicare Patrol
Congregate Meal Program State Health Insurance Assistance Program
Learning is Forever Transportation (Senior Rides)
Health Promotion Opportunities Contact Information
Contact Information  
   
   
   
   
  Back to Aging & Human Services Home Page